Privacy Policy for Smart Budget Manager

Introduction

Welcome to Smart Budget Manager ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how Smart Budget Manager collects, uses, stores, and protects your information when you use our mobile application.

Our Privacy Philosophy: Smart Budget Manager is designed with privacy at its core. Your financial data remains on your device and is never transmitted to external servers or third parties for processing or analysis.

Information We Collect

Personal Information You Provide

• User Profile Data: Name, preferred language (English/Turkish), and app preferences
• Financial Goals: Your stated financial objectives and target amounts
• App Preferences: Theme settings (light/dark mode), currency preferences, and notification settings

Financial Information

• Transaction Data: Expense and income amounts, categories, descriptions, notes, date/time, receipt images, and recurring patterns.
• Budget Information: Limits, categories, spending thresholds, and performance data.
• Financial Goals: Descriptions, target amounts, progress tracking, and status.

Device and Usage Information

• App Usage Data: Feature usage patterns, onboarding completion status.
• Device Settings: Language preference, timezone, currency locale.
• Notification Preferences: Reminder settings for budgets and goals.

How We Store Your Information

Local Storage Only

Important: All your financial data is stored locally on your device and never transmitted to external servers.

• Encrypted Secure Storage: Sensitive data uses platform-specific encryption (iOS Keychain, Android Encrypted SharedPreferences).
• Local Database: Transaction data is stored in a local SQLite database.
• Device File System: Receipt images and export files are stored in the app's private directory.

No Cloud Storage

Smart Budget Manager does not use cloud storage services. Your financial data never leaves your device unless you explicitly choose to export and share it.

Third-Party Services

RevenueCat (Subscription Management)

• Purpose: Managing in-app purchases and premium subscriptions.
• Data Shared: Device identifiers, subscription status, and purchase history.

Device Services

• Camera Access: Used only when you choose to photograph receipts.
• Photo Library: Used only when you select existing photos.
• Local Notifications: Used for reminders (no external data transmission).

How We Use Your Information

Your information is used exclusively for core app functionality, personalization, local notifications, spending analysis, and data export.

Data Sharing and Disclosure

We do not sell, trade, or share your personal or financial information with third parties. The only exceptions are subscription management requirements and user-initiated data sharing/exports.

Your Rights and Choices

• Export Your Data: Generate reports in PDF or CSV format.
• Notification Control: Enable or disable budget warnings.
• Delete Data: Uninstalling the app removes all stored data.

Security Measures

We use local encryption, secure storage, and sandboxing to ensure your data remains within the app's secure environment.

Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us:

Email: farukmeral25@gmail.com